Mortgage Options for Self-Employed Borrowers in Idaho

Your Bank Account May Tell a Different Story Than Your Tax Return Owning a business can be fantastic until you apply for a mortgage and discover that the tax deductions you love may reduce the income available for traditional mortgage qualification. For self-employed homebuyers in Idaho Falls, Blackfoot, Pocatello, and communities across East Idaho, this […]

Can You Buy a House With Student Loan Debt in Idaho? You May Still Qualify

Many buyers assume student loan debt automatically means homeownership has to wait. It doesn’t. Whether you’re looking to buy a home in Idaho Falls, Blackfoot, Pocatello, or elsewhere in Idaho, having student loans does not automatically prevent you from qualifying for a mortgage. When you apply for a mortgage, lenders aren’t simply looking at how […]

Buying Idaho: That Shop Is Amazing… But What Is It Worth?

Let’s talk about one of Idaho’s favorite home features: THE SHOP. Heated. Insulated. Oversized doors. RV parking. Room for the boat, side-by-side, tools, and all the Idaho toys. For many buyers looking at homes with acreage in Idaho, a large shop or detached outbuilding can be a major selling point. You see it and immediately […]

Buying Idaho: Can You Build a Barndominium in Idaho With a VA Loan?

Barndominiums are HOT with homebuyers in Idaho right now, and I completely understand why. Big open spaces, metal exteriors, room for a shop and that modern-rustic Idaho look? Sign me up. But if you’re a veteran or active-duty service member hoping to build a barndominium in Idaho using a VA construction loan, there’s one important […]

Buying in Idaho: Your Dream Home Has a Well & Septic—Now What?

If you’re buying a home in Idaho, especially in a rural area or outside city limits, don’t be surprised when the home you have your eye on comes with a private well and septic system. That’s completely normal for many Idaho homes, but there are a few things you want to know before you’re under contract. A home […]