How Soon Can You Buy a House After Bankruptcy in Idaho?

Bankruptcy can feel like the end of your homeownership plans. In many cases, it isn’t. It’s a financial event with specific mortgage guidelines attached. If you’re hoping to buy a home in Idaho, how soon you may qualify for another mortgage depends on several things, including: Chapter 7 and Chapter 13 bankruptcies are also treated […]

Buying Idaho: When Is It Too Much Land for Your Loan?

Five acres. Ten acres. Twenty acres. In Idaho, wanting a little room between you and your neighbors isn’t unusual. But I frequently hear: “You can’t finance that much acreage with a regular mortgage.” Not necessarily! Many mortgage programs don’t have a simple rule that says anything over X acres is automatically ineligible. What matters more is […]

Buying in Idaho: Your Dream Home Has a Well & Septic—Now What?

If you’re buying a home in Idaho, especially in a rural area or outside city limits, don’t be surprised when the home you have your eye on comes with a private well and septic system. That’s completely normal for many Idaho homes, but there are a few things you want to know before you’re under contract. A home […]